The United Arab Emirates has emerged as the hallmark of a modern metropolitan facility, including the best education and medical services to its citizens. As we all know, over 80 percent of Dubai’s population consists of the expatriates, who hail from over a hundred different countries. They form a top-quality human resource that runs the affairs of Dubai’s corporate world. The city of Dubai is at the forefront of massive corporate activity and the local rulers have left no stone unturned in providing its citizens with the best social facilities like education, healthcare, insurance, and other basic amenities of life.
The healthcare services in the United Arab Emirates in general and Dubai in particular are second to none at a global level, which means the best talent from across the world living and working in Dubai have access to remarkable medical facilities. Just like the countries located in the western hemisphere of the world, the healthcare and insurance sectors go hand in hand. The leading companies in Dubai have always been offering medical and health insurance to their workers and employees, but recently the local rulers have rolled out insurance regulations which further made it easier for the residents to gain access to the top quality medical services at affordable rates.
The Government of Abu Dhabi took the initiative a decade ago to make it mandatory for the local companies and employers to arrange for health insurance to all of their employees and their dependents. The Government of Dubai followed the footsteps of Abu Dhabi in the Year 2016 to make the local companies responsible by law for arranging the medical and health insurance for their employees and their dependents. The Dubai rulers also has the Saad health insurance on offer for the citizens. The DHA regulates the Essential Benefit Plan (EBP), a medical health insurance initiative that ensures the provision of top quality but expensive healthcare services to all the citizens at cheaper rates due to its health coverage.
The EBP is a mandatory health insurance initiative for domestic staff which includes housemaids, drivers, cooks, and nannies, who earn 4,000 AEDs or less every month. Their dependents, including children, parents, and spouse, are also covered under the program. The EBP covers medical cost of 150,000 AEDs per annum at a premium of only 2,500 AEDs per year. A regular health insurance generally costs an annual premium of around 15,000 AEDs.